HondaSure Comprehensive Motorcycle Insurance is designed to meet the needs of motorcycle users and covers motorcycles, scramblers, scooters and quads with a carrying capacity greater than 50cc as well as motorcycle trailers as specified in the Schedule of Insurance. Underwritten by The Hollard Insurance Company Limited (an authorized FSP)
HondaSure Comprehensive Motorcycle Insurance will cover you for:
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Repairable Vehicles – We will pay for the cost of repair of the Vehicle, less the Excess payable in terms of this policy as a result of an Insured Event.
2. Total loss (including stolen or hijacked Vehicles) – If the Vehicle has been stolen, hijacked or is deemed by Us to be write-off, We will replace the Vehicle, or at our option We will pay You the Sum Insured as stated in the Schedule of Insurance or the Retail Value, whichever is the lesser, less the Excess payable.
3. Towing and Storage – Where You have a valid claim under this section, We will pay for the combined cost for towing and storage charges up to the amount stated in the Limits Table of Your Schedule of Insurance.
4. Windscreen Damage – If accidentally damaged, We will pay for:
• The cost of filling the cracks or chips in Your windscreen; or
• The cost of replacing Your windscreen or other permanent window glass less the Excess payable in terms of this policy.
5. Medical Expenses – We will pay a lump sum payment of R1 000 per person and R2 000 per occurrence if any occupant of The Vehicle have medical expenses as a direct result of the use of The Vehicle.
6. Keys, Locks and Remote Control Units – We will reimburse You for loss of or damage to keys, locks and remote control units and reprogramming of any coded alarm system used in connection with the Vehicle, limited to the amount stated in the Limits Table of the Schedule of Insurance.
7. New for Old – We will replace Your vehicle with a similar make and model if:
• it is not economical to repair the vehicle or the vehicle is stolen and not recovered;
• the vehicle is not more than 12 months old from the first registration date;
• a similar new vehicle is available on the local new-vehicle market;
• the Vehicle was not a demo or second-hand.
• the Vehicle price is not more than the purchase price on the policy inception.
If You refuse that We replace Your vehicle with a similar make and model, our compensation will be the Sum Insured as shown in the Policy Schedule.
HondaSure Comprehensive Motorcycle Insurance has certain terms & conditions that need to be read in the policy wording. Please feel free to speak to our call centre agents below for more information.